Financial literacy classes lay a foundation for high school students to build strong money habits and empower them with basic knowledge. The content in this course will provide the necessary materials to teach your students about financial needs and wants, budgeting, banking, credit, debt, insurance, taxes, investments, and more. 

This knowledge helps students grasp financial concepts and avoid many mistakes that lead to lifelong money struggles. The design of the textbook, Living Smarter: A Personal Finance Curriculum for High School Students is tailored for today’s students and reflects an understanding of the unique learning preferences and habits of these students. 

Attention span and patience: The curriculum provides easily digestible, quick-access information recognizing the shorter attention spans of students.

Bite-Sized Information: Lessons are broken down into manageable portions, Enhancing comprehension and retention based on cognitive science. 

Classroom Focus: The curriculum is tailored for classroom use, promoting engagement through concise content and active learning methods like discussions, group activities, and hands-on exercises. 

Clarity and Accessibility: Lessons use clear language to accommodate diverse learning styles and abilities. 

Comprehensive Learning: Despite concise lessons, the curriculum covers all essential material, eliminating the need for external sources. 

The curriculum exceeds Florida’s financial literacy requirements, representing the gold standard in the United States. It’s one of only four textbooks accepted and adopted by Florida for financial literacy. Topics covered include insurance distinctions, budgeting techniques, personal record management, travel essentials, identity theft and fraud awareness, passport types, investing, taxes, and more. 

The curriculum isn’t just about taking tests or participating in discussions or classroom activities, it’s about applying knowledge to real-life situations and becoming financially responsible as students transition to adulthood. The 422-page hybrid textbook/workbook is affordable for schools, allowing students to take it home as a valuable resource for years, preparing them to be lifelong learners and self-sufficient.